Cash is king

Flexible invoice discounting

Cashflow is the lifeblood of your business. Amicus Intelligent Cashflow is here to provide fast access to the finance you need, when you need it, so your business can thrive. Picking up where the old-fashioned bank manager left off, we’re your long-term partner for cashflow support.

And the great news is that with Amicus you simply work in the way you’ve always done. There’s no need to change any of your existing systems or processes.

How intelligent cashflow works

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1

You trade as normal, generating invoices to customers for sales made.

Our service is completely confidential – simply raise your invoices using your accountancy software as usual.

2

We buy those invoices at an agreed discount rate, making an immediate advance cash payment to you.

Our system connects to your accounting system directly. Your availability of funds is adjusted in real time, keeping pace with your sales - and there’s no additional paperwork. Our facilities are tailored to you, so you can submit invoices and draw down your balance daily, monthly, whenever it suits you.

3

You collect customer payments in your usual way, as invoices fall due.

You retain complete control, setting repayment terms and managing your collections.

4

You pay us back the advance, plus our agreed fee and interest incurred.

Your customer pays and cash flows through a trust account, settling what you have already drawn, with the balance going back to you. The facility works just like a flexible overdraft to utilise when you choose to and you only get charged interest when you draw down.